WHY IS HEALTH INSURANCE IMPORTANT?

People buy healthinsurance for different reasons. The following are ten ofthese reasons. Please look them over and consider which reasonsapply to you and which do not. This will help you to evaluatewhat type of health insurance will best meet your personalneeds. (1) Health insurance can protect you from the risk of uncertainbills for health care. (2) Without health insurance, you may not be able to affordexpensive services. (3) Healthinsurance can pay for services that you use often. (4) Health insurance can help you to get better quality care asa member of a coordinated health plan than you would get on yourown. (5) With health insurance, you do not have to worry about thecost of care when you are sick. (6) The additional money provided by affordable healthinsurance when you are sick may be more valuable to you thanmoney when you are well. (7) If you have more dependents than most people, then you mayget more out of a family policy for healthinsurance. (8) If you or your dependents have more health care needs thanmost people and you only pay an average premium, then you getmore from health insurance than most people. (9) You do not pay income tax on health insurance benefits so itis more valuable per dollar than the same amount in taxable pay. (10) Healthinsurance companies generally pay lower prices to doctorsand hospitals than you would pay on your own.